My Experience has Taught Me that Formal Education doesn’t Lead to Financial Freedom
A while back on social media, a question was asked: would you rather get an education or get R3 million (US$200,000)?
There's this insidious belief that people misuse money because they didn't go to school and only people with no university degrees are in debt.
Or that people are poor because they are lazy.
I have been told that I am proUS$200,000 because I have a degree and I use that education to teach people what I learned about money at school.
Where do I start with this mindset?
Money and education are not correlated
We need to stop this thinking because it's a fallacy. I hate to break it to people but 90% of my clients are people with Masters, MBAs, LLBs, PhDs and Medical degrees.
Why?
Because having an education doesn't mean you have a great relationship with money or that your nervous system is regulated when you deal with money.
I myself was US$60,000 in debt having panic attacks whenever I had to withdraw money and I had my finance honors degree from UCT and an MBA from the USA.
At that time in my life, many people from all walks of life had a better grasp of money than I did with all my education.
I was borrowing money from friends who didn't have the kind of education I had.
Growing up, I saw my uncle who had a masters degree in Electrical Engineering from Germany borrow money every month (mid-month) from his secretary who had no degree.
She always had money and my uncle who made 10x her salary, always ran out of money.
I have met people who have zero degrees who have built financial empires or have sent children to school selling nothing but tomatoes.
I am seeing this with Jane in her business right now - she is selling chillies and making more money every month than most people with degrees.
Even better - Jane makes money every day, even if it is R200/US$20, it is still money, she is getting paid daily.
And she does this in Siswati without speaking English, because I told her she owes English to no one.
This mindset that money can only be made when one is educated is very limiting - it becomes a self fulfilling prophecy.
I call this a "sneaky condition", the reason my Jane is able to expand her business without a degree is because we work on these sneaky conditions.
We stop ourselves from leveling up and expanding financially, unless we have tons of degrees or certificates.
This thinking limits the way we make money to employment. I am not saying everyone should be an entrepreneur but if we limit our source of income to employment we limit money and we put ourselves in a position where money only flows into our lives once a month or once a week, which reinforces a lot of our limiting beliefs about earning money.
2. The work I do around money has nothing to with my finance degree or MBA
Yes it helps that I have the education I have, I don't doubt that, but it doesn’t help me in the way that people think.
I am well aware that part of why people take my work seriously, as a Black South African Woman, is because of my educational qualifications. They help a lot.
I know this.
But my work on money and ancestral trauma is way more than stuff I learned in school - this deep understanding I have of money comes from:
♦️ Meditation
♦ Communicating with my ancestors (yes, my ancestors have shared a lot on the nervous system with me cos I come from a lineage of healers)
♦️ My spirit guides
♦️ Tantra/yin/vinyasa yoga
♦️ Tantra/yoni massages
♦️ Vipasssana meditation
♦️ Full body massages every week
♦️ Chi ne tsang
♦️ Karsai nei tsang
♦️ Trauma coaching with different coaches
♦️ Therapy
♦️ Breathwork
♦️ My mother’s herbs and healing methods
♦️ Sweat lodges
♦️ Ayahuasca
♦️ Mushrooms
♦️ Cannabis oil
♦️ Past life regression
♦️ Therapy
♦ All sorts of research
♦️ Living in ashrams
♦️ EFT Tapping
♦️ Traveling
♦️ Taking vows of silence for days/weeks/ months on end so I can go within and understand myself and the way money trauma works with the body...
Basically I spent the last 10 years investing (time and money) in my own personal growth and development and turning myself into a guinea pig to develop this body of work and helping others change their finances.
I really mean it when I say it’s not about the money
And my clients really mean it when they say they became debt free without having to draft a stringent budget.
My clients are not lying when they say they doubled their income in months by developing a simple business/career strategy and then just doing the inner work.
I have interviewed over 45 clients in the #MoneyMagic podcast and they are all on Facebook and thriving, they are not lying about their results and their financial shifts.
Not once did any of these clients get a higher degree in order to make more money.
Last I checked universities don't teach ancestral money trauma, they don't teach you how to unlock ancestral money wisdom, how to connect with your spirit of money and how to regulate your nervous system around money.
Again - I am not saying that education is not important; but I am saying education is about more than what you learn at school.
If these words are resonating with you and you feel like there's more to money than education and you know that, then I invite you to check out, register or sign up for the waiting list for the #MoneyMagic course at this link: wealthy-money.com/moneymagic