I can see how my history of oppression as a South African has led to a collective victim shadow in my maternal family and how this victim shadow has affected our relationship with money:

• We feel powerless with money - we never feel like we can master money. It feels like financial events just happen to us. My maternal family has this belief that money is something mystical that only the lucky few can ever master it.

• We're always operating from a sense of blame - it's never our fault, our financial mishaps are witchcraft or someone’s fault. I spent years blaming my childhood for my debt. I’d convince myself that my relationship with money would’ve been great if I had a better childhood or if I'd been loved better as a child.