I spent years being too scared to dream and too scared to ask the universe or life for new things and new experiences.

I believed that the only way too get out of debt and be financially savvy was to eliminate all my desires and stop wanting things, because having a desire or wanting something meant spending money.

I believed the only way to become debt free was to eliminate all my wants and desires and to stop feeling my needs.

Or to deny all my needs.

Besides, I seemed incapable of achieving any financial goal I set for myself.